ABOUT US
Meet Us at Equity Plus Loans
At Equity Plus Loans, we believe home ownership should be achievable, transparent, and stress-free; whether you’re buying your first home, upgrading, or investing.
We’re a modern mortgage brokerage built around simplicity, trust, and real results. Our mission is to help you navigate the home loan journey with confidence by providing tailored lending solutions, expert advice, and a client-first approach that puts your needs above the noise.
We work with a panel of leading lenders across Australia, giving you access to competitive rates and flexible options – all explained in plain English, not financial jargon.
MEET THE FOUNDER

Hey, I’m Kelvin Ayere, Founder and Principal broker at Equity Plus Loans and I launched this brokerage with a mission to make home financing more accessible, transparent, and empowering for everyday Australians.
My journey into Mortgage broking is anything but traditional. It began in Coventry, an unpopular town in the West Midlands of England, where I earned a Master’s degree in Engineering. That background gave me a sharp eye for detail, a love for problem-solving, and a deep respect for structure – all of which now shape how I help my clients navigate complex financial decisions.
But it was my growing fascination with finance that truly set the course. I deepened my understanding through the Chartered Financial Analyst (CFA) program, and later pursued formal qualifications tailored to Mortgage and Property – including a Diploma in Finance and Mortgage Broking Management and a Certificate IV in Real Estate Management.
These qualifications not only allow me to serve as a fully accredited mortgage broker, but also as a licensed buyer’s agent – giving my clients a strategic advantage in both financing and purchasing their property.
Why I Started Equity Plus Loans?
I founded Equity Plus Loans to create a brokerage that reflects who I am – modern, reliable, and people-focused. I believe that getting a home loan shouldn’t feel like entering a maze. It should feel like progress, like clarity, like unlocking a future you’ve been working hard for.
What You Can Expect
- A personalised approach: I take the time to understand your financial goals, life plans, and what matters most to you.
- Access to a wide lender network: I compare products across banks and lenders to find your perfect match.
- Dual-service capability: As both a broker and buyer’s agent, I can guide you from loan approval to property purchase –
- Honest, jargon-free advice: My goal is to make the process easy to understand, and even easier to move forward with.
So whether you’re buying your first home, investing, refinancing, or looking for someone to help you secure the right property – I’m here to walk with you every step of the way.
Thanks for visiting. When you’re ready to make your move, I’m just a call away.